Chipley, FL
$ 299,500 Beds 3 Baths 2 Sq 2,704 Virtual Tour
Monthly Estimate* How much can I afford?

HANDYMAN SPECIAL! This was once an absolutely amazing home, was rented out and unfortunately not maintained. This 3 bedroom, 2 bath home has 4 beautiful lake front acres on Porter Lake which is 1273 acres, the view from the home is stunning. The initial build of the home was structured for a fireplace if you want to ad one, it has a metal roof installed 2014, new AC unit 08/21, cabana and dock 1 year old and new upper deck replaced 7/21. Center of home has a concrete storm room with escape door. Home needs interior cosmetic work, painting, molding and trim, and some sheetrock and baseboard replacement in walk out basement, some of the decking needs to be replaced and ceiling areas where there was a leak prior to the new roof. This home just need some TLC to be someone's dream home again. Porter Lake has some great fishing, deep enough to ski on and property extends well into the water so you could have a floating swim out dock. Elevation report available to show flood zone X, no flood flood insurance needed. Huge 20X40 pole barn tall enough for an RV. Owner does have a certified survey as well. Home currently shares a well with the home next door, a new well will need to be installed unless you purchase the available adjoining property with 2 apartments. Cash offers only, owner selling as is, no repairs. https://coastalanglermag.com/porter-lake/ The four acre parcel could possibly be subdivided to build an additional home. Square footage to be verified by buyer. There is a home next door also for sale T3325270, listed at $245k. Seller willing to sell both properties at a reduced price of $500k, negotiable.

Single Family

  • Price
  • $ 299,500
  • Lot Size
  • 4.03 Acres
  • Bedrooms
  • 3
  • Sqr Footage
  • 2,704
  • Full Bathrooms
  • 2
  • Year Built
  • 2002
  • Half Bathrooms
  • 0
  • City, Zip
  • Chipley
  • Taxes
  • $ 1475
  • County
  • Style
  • Custom
  • Area
  • Chipley
  • MLS#
  • T3325174
  • Zip
  • 32428
Listing Provided by: SPIRIT REALTY OF FL
Data Source: Stellar MLS



Additional Parcels Y/N No
Appliances Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Architectural Style Custom
Association Y/N No
Building Area Units Square Feet
Carport Y/N No
Construction Materials Stucco, Wood Frame
Cooling Central Air
County Washington
Days on Market 54
Directions From Hwy 77, go East on Elcam Blvd, to right on Clermont, to right on Hampshire, to right on Porter Pond Rd. GPS will try to take you down Strickland which is a dirt road
Disclosures Seller Property Disclosure
Exterior Features Balcony, French Doors
Facing Direction West
Flooring Carpet, Ceramic Tile, Laminate
Garage Y/N No
Heating Central, Electric
Interior Features Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Master Bedroom Main Floor, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
Levels Multi/Split
Lot Size Square Feet 175547
MLS Area 32428 - Chipley
New Construction No
Occupant Type Owner
Other Structures Cabana
Ownership Fee Simple
Patio/Porch Features Covered, Deck
Pets Allowed Yes
Private Pool No
Property SubType Single Family Residence
Property Type Residential
PropertyCondition Fixer
Roof Metal
Senior Community Y/N No
Sewer Septic Tank
Standard Status Active
Status Active
Tax Annual Amount 1475
Tax Lot 2
Tax Year 2020
Terms Cash
Township 01
Utilities Cable Available, Electricity Available, Phone Available
View Water
Virtual Tour https://www.propertypanorama.com/instaview/stellar/T3325174
Water Access Lake
Water Access YN Yes
Water Body Name PORTER POND
Waterfront Features Lake
Year Built 2002

Interior Features

Additional Rooms Inside Utility
Fireplace Y/N No
Flood Zone Code Zone X
Floor Number 2
Full Baths 2
Furnished Y/N Unfurnished
Laundry Features In Kitchen
Living Area 2704
Living Area Units Square Feet
Livingareasource Public Records
Street Suffix ROAD
Total Baths 2
Total Bedrooms 3
Total Stories 2

Exterior Features

Additional Water Information Home is located on Porter Lake with 275 ft of water frontage access. https://coastalanglermag.com/porter-lake/
Barn Features Pole Barn
Building Area Total 3828
Fencing Wire
Foundation Details Basement, Crawlspace, Slab, Stem Wall
Lot Features Cleared, Gentle Sloping, In County, Oversized Lot, Unpaved
Lot Size Acres 4.03
Number Of Septics 1
Number Of Wells 1
Road Responsibility Public Maintained Road
Road Surface Type Other
Vegetation Mature Landscaping, Oak Trees, Wooded
Water Extras Dock - Composite, Dock - Covered, Dock w/Electric, Skiing Allowed
Water Extras YN Yes
Water Frontage Feet Lagoon 275
Water Source Well Required
Water View Lake
Water View YN Yes
Waterfront Feet Total 275
Waterfront Y/N Yes


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Ocala, FL office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/20/2021 Listed $345,000
9/7/2021 5% - $329,900
9/20/2021 10% - $299,500

Property vs Zip Code Average in 32428

AVG $260K
AVG $959
AVG 10
Year Built
AVG 1989


4987 PORTER POND ROAD Chipley, FL is a Single Family Home for sale at $299500 with 2704 sqft and a lot size of 4.03 Acres Acre(s). 4987 PORTER POND ROAD Chipley has 3 bedrooms, 2 baths and was built in 2002. The property's zip code is 32428 which is in Chipley, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.